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TABLE 5.9
SCHEDULED BANKS IN PAKISTAN
(Weighted Average Rates of Return on Advances)
(Percent)

As at the End of

Precious Metal

Stock Exchange Securities

Merchan-dise

Machinery

Real Estate

Financial Obli-gations

Others

Total Advances

I. INTEREST BEARING

1995

Jun

13.89

12.66

12.23

14.28

13.04

13.30

12.18

13.19

(13.99)

(9.99)

(12.25)

(14.39)

(13.46)

(13.41)

(12.74)

(13.42)

Dec

13.12

11.58

11.94

14.39

12.91

14.97

13.23

13.39

(13.66)

(11.58)

(12.00)

(14.79}

(13.15)

(16.11)

(13.72)

(13.70)

1996

Jun

12.50

13.58

11.77

14.92

12.16

13.66

11.87

13.04

(12.65)

(13.31)

(11.89)

(15.13)

{12.76)

(13.90)

(12.40)

(13.42)

Dec

12.26

12.94

13.00

15.07

12.99

13.16

13.67

13.70

(11.73)

(12.29)

(13.00)

(15.22)

(.13.45)

(13.39)

(14.07)

(13.96)

1997

Jun

11.55

15.35

13.21

14.44

12.73

13.95

13.15

13.53

(11.55)

(15.43)

(13.39)

(14.48)

(13.11)

(13.94)

(13.91)

(13.85)

Dec

12.25

13.20

13.79

15.35

13.11

12.35

12.59

13.72

(12.85)

(13.92)

(13.58)

(15.42)

(14.26)

(12.19)

(13.39)

(14.25)

1998

Jun

14.47

16.38

14.84

16.12

16.23

16.32

16.49

16.09

(14.77)

(17.33)

(14.54)

(16.15)

(16.32)

(16.45)

(17.79)

(16.37)

Dec

13.75

15.17

14.52

15.48

14.19

15.76

15.53

15.00

(13.46)

(17.60)

(14.60)

(15.53)

(13.93)

(16.75)

(15.52)

(15.03)

1999

Jun

13.39

14.15

13.89

15.19

14.08

14.95

14.29

14.47

(15.57)

(14.16)

(13.90)

(15.18)

(14.49)

(15.13)

(16.11)

(14.88)

II. ISLAMIC MODES OF FINANCING

1995

Jun

14.24

16.45

14.52

14.68

12.40

14.70

12.95

13.80

(14.53)

{16.41)

(15.47)

(14.80)

{13.29)

(15.10)

(14.11)

(14.62)

Dec

14.68

16.72

15.19

14.92

10.92

15.35

13.77

13.97

(15.06)

(16.73)

(15.83)

(15.01)

(12.43)

(15.45)

(14.88)

(14.79)

1996

Jun

16.32

16.50

15.21

15.28

13.09

15.76

13.58

14.48

(16.64)

(16.45)

(16.14)

(15.49)

(14.09)

(16.00)

(14.51)

(15.26)

Dec

13.26

17.24

15.56

14.71

12.92

14.77

13.16

14.32

(13.23)

(17.43)

(16.30)

(15.22)

(14.55)

(15.22)

(14.12)

(15.20)

1997

Jun

11.68

16.57

16.01

13.87

12.42

15.99

13.64

14.65

(11.68)

(16.73)

(16.26)

(13.91)

(14.29)

(15.98)

(15.04)

(15.34)

Dec

12.47

16.77

15.19

14.58

13.73

15.44

14.68

14.79

(12.95)

(16.95)

(15.86)

(14.69)

(14.78)

(15.48)

(15.71)

(15.43)

1998

Jun

15.87

16.61

15.97

16.39

14.50

15.21

15.45

15.59

(16.15)

(16.49)

(16.19)

(16.49)

(15.16)

(14.89)

(16.16)

(15.91)

Dec

15.05

16.32

15.94

15.85

14.08

15.20

15.76

15.47

(114.85)

(16.77)

(16.29)

(16.10)

(15.01)

(15.87)

(17.21)

(16.11)

1999

Jun

11.27

15.69

15.12

15.75

13.76

14.49

15.00

14.82

(10.01)

(15.39)

(15.03)

(15.92)

(14.92)

(14.57)

(15.87)

(15.23)

Note: Weighted average rates shown in parentheses represent Private Sector.
Source: State Bank of Pakistan


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