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TABLE 5.10
PLS DEPOSITS/PROFIT RATES*
Country Banks |
|||||||||||||||
ABL |
HBL |
MCBL |
NBP |
UBL |
FWBL |
IDBP |
ADBP |
PPXB (2) |
FBC (3) |
Prime |
Union |
Soneri |
Gulf |
||
| PLS Call Deposits | 1995 |
7.6 |
-- |
-- |
-- |
-- |
7.8 |
-- |
-- |
-- |
-- |
13.0 |
-- |
-- |
14.2 |
1996 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
17.1 |
|
1997 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|
1998 |
6.7 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
8.1 |
|
1999 |
6.4 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
|
| Saving Accounts | 1995 |
8.0 |
6.5 |
8.3 |
8.6 |
6.0 |
8.6 |
8.0 |
8.5 |
-- |
-- |
9.3 |
9.0 |
9.3 |
10.5 |
1996 |
8.5 |
6 5 |
8.5 |
9.0 |
6.0 |
8.6 |
8.0 |
8.5 |
-- |
-- |
9 3 |
9.5 |
10.0 |
11.0 |
|
1997 |
8.0 |
7.5 |
8.4 |
8.5 |
6.0 |
7.5 |
8.0 |
8.5 |
-- |
-- |
9.3 |
10.0 |
11.5 |
11.0 |
|
1998 |
7.0 |
7.5 |
8.0 |
8.0 |
6.0 |
7.5 |
8.0 |
7.5 |
7.5 |
-- |
9.3 |
13.2 |
11.0 |
11.0 |
|
1999 |
5.7 |
6.0 |
6.0 |
7.0 |
5.0 |
6.0 |
8.0 |
7.0 |
7.0 |
6.0 |
11.0 |
11.6 |
10.5 |
11.0 |
|
| Term Deposits | 1995 |
9.9 |
9.8 |
10.7 |
11.1 |
10.0 |
11.0 |
10.4 |
11.0 |
-- |
-- |
11.5 |
11.5 |
11.5 |
11.5 |
| i) (Six Months) | 1996 |
10.6 |
98.0 |
11.0 |
11 6 |
10.5 |
11.0 |
10.4 |
11.0 |
-- |
-- |
11.8 |
11.5 |
11.8 |
11.5 |
1997 |
9.9 |
10.8 |
10.9 |
11.1 |
10.5 |
10.5 |
10.4 |
11.5 |
-- |
-- |
11.8 |
12.0 |
13.3 |
11.5 |
|
1998 |
10.0 |
11.5 |
10.8 |
10.4 |
10.5 |
10.5 |
10.4 |
10.5 |
9.5 |
-- |
11.8 |
12.5 |
12.8 |
11.5 |
|
1999 |
7.7 |
9.0 |
8.5 |
7.8 |
9.0 |
8.5 |
9.5 |
10.4 |
-- |
10.0 |
10.5 |
12.3 |
11.0 |
11.0 |
|
| ii) (One Year) | 1995 |
10.3 |
10.1 |
11.2 |
11.9 |
10.5 |
11.5 |
10.8 |
11.5 |
-- |
-- |
12.8 |
12.0 |
12.8 |
12.5 |
1996 |
11.1 |
10.1 |
11 5 |
12.5 |
11.0 |
11.5 |
10.8 |
11.5 |
-- |
-- |
12.8 |
12.0 |
13.0 |
12.5 |
|
1997 |
10.4 |
11.1 |
11.4 |
11.8 |
11.0 |
11.0 |
10.8 |
12.8 |
-- |
-- |
12.8 |
12.5 |
14.3 |
12.5 |
|
1998 |
10.5 |
12.0 |
11.3 |
11.1 |
11.0 |
11.0 |
10.8 |
11.0 |
10.0 |
-- |
12.8 |
13.3 |
13.8 |
12.5 |
|
1999 |
8.3 |
10.0 |
9.0 |
9.0 |
10.0 |
9.0 |
10.0 |
10.8 |
-- |
10.5 |
11.0 |
13.0 |
12.0 |
12.0 |
|
| iii) (Two Year) | 1995 |
11.2 |
11 1 |
12.3 |
12.1 |
11.0 |
12.5 |
11.8 |
12.0 |
-- |
-- |
13.5 |
12.8 |
13.8 |
13.3 |
1996 |
12.0 |
11.1 |
12.5 |
12.6 |
11.5 |
12.5 |
11.8 |
12.0 |
-- |
-- |
13.5 |
12.8 |
14.0 |
13.3 |
|
1997 |
11.3 |
12.1 |
12.4 |
12.0 |
11.5 |
12.5 |
11.8 |
12.5 |
-- |
-- |
13.5 |
13.3 |
14.5 |
13.3 |
|
1998 |
11.4 |
12.5 |
12.3 |
11.3 |
11.5 |
12.5 |
11.8 |
11.5 |
11.0 |
-- |
13.5 |
13.8 |
14.0 |
13.3 |
|
1999 |
8.9 |
10.5 |
9.5 |
9.3 |
11.0 |
9.5 |
11.0 |
11.8 |
-- |
11.0 |
12.0 |
13.3 |
12.3 |
12.5 |
|
| iv) (Three Year) | 1995 |
12.1 |
12.0 |
13.2 |
12.8 |
12.0 |
13.5 |
12.8 |
12.5 |
-- |
-- |
14.5 |
14.0 |
14.8 |
-- |
1996 |
13.0 |
12.0 |
13.5 |
13.4 |
12.5 |
13.5 |
12.8 |
12.5 |
-- |
-- |
-- |
14.0 |
15.0 |
14.5 |
|
1997 |
12.0 |
13.0 |
13.4 |
12.8 |
12.5 |
13.0 |
12.8 |
13.0 |
-- |
-- |
14.5 |
14.5 |
15.0 |
14.5 |
|
1998 |
12.3 |
13.0 |
13.3 |
12.0 |
12.5 |
13.5 |
12.8 |
12.0 |
12.0 |
-- |
14.5 |
14.8 |
14.5 |
14.5 |
|
1999 |
9.6 |
11.0 |
10.0 |
9.5 |
11.3 |
10.0 |
12.0 |
12.8 |
-- |
11.5 |
12.3 |
13.5 |
13.0 |
13.0 |
|
| v) (Four Year) | 1995 |
13.0 |
12.7 |
14.0 |
13.7 |
13.0 |
-- |
13.4 |
13.0 |
-- |
-- |
14.9 |
-- |
15.1 |
-- |
1996 |
14 0 |
12 7 |
14 4 |
14.3 |
13.5 |
-- |
13.7 |
13.0 |
-- |
-- |
-- |
-- |
15.4 |
-- |
|
1997 |
13.1 |
13.7 |
14.2 |
13.6 |
13.5 |
-- |
13.7 |
13.5 |
-- |
-- |
15.6 |
-- |
15.5 |
-- |
|
1998 |
13.3 |
13.5 |
13.5 |
12.8 |
13.5 |
-- |
13.7 |
12.5 |
13.0 |
-- |
15.6 |
-- |
15.0 |
-- |
|
1999 |
10.2 |
11.2 |
10.5 |
10.0 |
-- |
10.5 |
13.0 |
13.7 |
-- |
12.0 |
12.5 |
13.8 |
13.5 |
13.5 |
|
| vi) (Five Year) | 1995 |
14.0 |
14.0 |
14.7 |
16.0 |
14.0 |
15.5 |
14.7 |
13.5 |
-- |
-- |
155.0 |
15.1 |
15.5 |
16.4 |
1996 |
15.0 |
14.0 |
15.1 |
16.6 |
15.0 |
15.5 |
14.7 |
13.5 |
-- |
-- |
-- |
15.1 |
15.7 |
15.4 |
|
1997 |
14 0 |
15.0 |
14.9 |
15.7 |
5.0 |
14.5 |
14.7 |
14.0 |
-- |
-- |
16.8 |
16.0 |
16.5 |
16.4 |
|
1998 |
14.0 |
14.0 |
14.0 |
14.5 |
15.0 |
14.5 |
14.7 |
13.0 |
13.5 |
-- |
16.8 |
16.3 |
16.0 |
16.4 |
|
1999 |
10.8 |
12.2 |
11.0 |
10.5 |
12.0 |
11.0 |
14.0 |
14.7 |
-- |
12.5 |
13.0 |
14.0 |
14.2 |
14.0 |
|
Country Banks |
Foreign Banks |
|||||||||||||
Bank Al- Habib |
Bolan |
Askari |
Bank Alfalah |
Khyber |
Bank of Punjab |
Faysal Bank |
Pruden-tial |
Metro- Politan |
Country Banks Average |
Average |
Mini. |
Maxi. |
||
| PLS Call Deposits | 1995 |
-- |
-- |
-- |
-- |
-- |
-- |
14.1 |
-- |
-- |
11.3 |
14.8 |
11.6 |
23.1 |
1996 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
17.1 |
99.0 |
5.0 |
13.6 |
|
1997 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
11.9 |
9.9 |
13.0 |
|
1998 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
7.4 |
9.7 |
6.0 |
13.3 |
|
1999 |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
-- |
6.4 |
11.7 |
11.7 |
11.7 |
|
| Saving Accounts | 1995 |
10.0 |
8.5 |
9.0 |
9.3 |
8.8 |
9.5 |
9.5 |
9.5 |
9.5 |
8.6 |
9.4 |
80.0 |
11.7 |
1996 |
11.0 |
9.5 |
9.5 |
9.5 |
8.6 |
9.0 |
9.8 |
11.0 |
10.5 |
9.2 |
10.0 |
80.0 |
12.0 |
|
1997 |
11.5 |
7.5 |
10.5 |
11.0 |
9.0 |
9.0 |
10.8 |
11.5 |
11.5 |
9.4 |
10.4 |
8.1 |
12.0 |
|
1998 |
12.5 |
9.0 |
11.0 |
12.0 |
9.0 |
8.0 |
10.9 |
11.5 |
12.0 |
9.6 |
10.8 |
9.0 |
13.2 |
|
1999 |
12.0 |
8.0 |
9.0 |
10.5 |
8.0 |
6.5 |
8.8 |
11.0 |
12.0 |
8.6 |
8.4 |
4.2 |
11.0 |
|
| Term Deposits | 1995 |
11.2 |
10.5 |
11.0 |
12.1 |
11.3 |
10.1 |
12.0 |
11.5 |
11.3 |
10.4 |
11.7 |
9.6 |
15.2 |
| i) (Six Months) | 1996 |
12.0 |
11.0 |
11.5 |
12.4 |
11.1 |
11.7 |
12.2 |
12.3 |
11.8 |
11.4 |
12.1 |
10.5 |
13.9 |
1997 |
12.0 |
10.0 |
11.8 |
12.5 |
11.6 |
12.0 |
12.2 |
13.0 |
12.3 |
11.5 |
12.8 |
112.0 |
14.8 |
|
1998 |
12.0 |
10.0 |
13.0 |
12.7 |
11.6 |
12.5 |
12.3 |
12.0 |
13.5 |
11.6 |
13.2 |
10.5 |
14.8 |
|
1999 |
11.3 |
11.8 |
10.0 |
11.5 |
12.3 |
8.5 |
12.0 |
10.5 |
11.0 |
10.3 |
10.5 |
7.1 |
12.3 |
|
| ii) (One Year) | 1995 |
12.0 |
11.0 |
12.0 |
13.1 |
12.0 |
10.7 |
12.5 |
12.5 |
12.5 |
11.9 |
12.4 |
10.1 |
16.0 |
1996 |
12.5 |
11.5 |
12.3 |
13.5 |
11.6 |
12.5 |
12.5 |
13.5 |
13.0 |
12.2 |
12.7 |
11.0 |
14.5 |
|
1997 |
13.0 |
11.0 |
12.5 |
13.5 |
12.5 |
13.0 |
12.7 |
13.8 |
13.5 |
12.3 |
13.4 |
12.3 |
14.5 |
|
1998 |
13.0 |
12.0 |
14.0 |
13.7 |
12.5 |
12.8 |
12.8 |
13.0 |
14.5 |
12.3 |
13.8 |
11.0 |
15.3 |
|
1999 |
12.0 |
12.0 |
11.0 |
12.3 |
12.8 |
9.5 |
12.5 |
11.5 |
12.0 |
11.0 |
10.9 |
7.8 |
13.0 |
|
| iii) (Two Year) | 1995 |
12.2 |
11.5 |
13.0 |
-- |
12.2 |
11.7 |
13.5 |
13.5 |
13.0 |
12.5 |
12.9 |
11.0 |
14.5 |
1996 |
13.4 |
12.5 |
13.3 |
-- |
12.7 |
12.6 |
13.6 |
14 | ||||||