a. The Shariah Advisor must have an experience of at least 5 years giving religious rulings.

b. He should have knowledge of or at-least be familiar with the banking industry.

c. Minimum qualification is Dars-e-Nizami. Higher education like M.A. Islamiat,

economics or in the discipline of banking and finance may be an added qualification.

d. Relaxation in number of years of experience may be considered in case of experience as

teacher of Islamic Fiqah in a reputable institution other than banking institutions, for a

period of not less than three years with a proven track record.

a. The Shariah Advisor must have an impeccable track record in the companies he/she has

served either in the capacity of an employee or director/chief executive or as chairman.

b. Has not been terminated or dismissed in the capacity of employee, director/chairman of a

company.

a. Has not been associated with any illegal activity especially relating to banking business.

b. Has not been in default of payment of dues owed to any financial institution and/or

default in payment of any taxes individual capacity or as proprietary concern or any

partnership firm or in any private unlisted and listed company.

c. Has sufficient means to discharge his/her financial obligations.

a. Has not been convicted in any criminal offence, involved in any fraud/forgery, financial

crime etc.

b. Has not been subject to any adverse findings or any settlement in civil/criminal

proceedings particularly with regard to investments, financial/business, misconduct,

fraud, formation or management of a corporate body etc.

c. Has not contravened any of the requirements and standards of regulatory system or the

equivalent standards of requirements of other regulatory authorities.

d. Has not been involved with a company or firm or other organization that has been refused

registration/licence to carry out trade, business etc.

e. Has not been involved with a company/firm whose registration/license has been revoked

or cancelled or gone into liquidation.

f. Has not been debarred for giving religious rulings by any religious institution/body.

a. Is not a Shariah Advisor of any other financial institution. The term financial institution

will include any bank, investment finance company, non-banking finance company,

venture capital company, housing finance company, leasing company or modaraba

company.

b. The conflict of interest shall not apply if a Shariah Advisor is nominated by the SBP in its

own Shariah Board.

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1. FULL NAME__________________________________________________________

2. FATHER’S NAME _____________________________________________________

3. DATE & PLACE OF BIRTH _____________________________________________

4. RELIGION _________________________

5. N.I.C. NUMBER ______________________ N.T.N. __________________________

6. EDUCATION ________________________________

7. PRESENT JOB/STATUS AND OFFICAL ADDRESS_____________________________

8. TELEPHONE NUMBERS ___________________________

9. IF SHARIAH ADVISOR HAS CHANGED HIS NAME, STATE PREVIOUS NAME AND

REASONS FOR THE CHANGE ____________________________________________

10. APPOINTMENTS HELD DURING THE LAST FIVE YEARS (WITH DATES) ____________

11. NAME(S) & DESIGNATION(S) OF THE DIRECT SUPERVISOR (ONE GRADE UP)

UNDER WHOM SHARIAH ADVISOR HAS SERVED DURING THE LAST FIVE YEARS

______________________________________________________________________________

12. DATE WHEN THE SHARIAH ADVISOR LAST FILLED IN A SECURITY VETTING FORM

AND THE NAME OF THE DEPARTMENT FOR WHOM FILLED.

______________________________________________________________________________

13. PRESENT RESIDENTIAL ADDRESS IN FULL ______________________________________

14. PERMANENT RESIDENTIAL ADDRESS IN FULL __________________________________

15. NAMES & ADDRESSES OF THREE RESPECTABLE PERSONS (NOT RELATIVES) WHO

HAVE BEEN CLOSELY ACQUAINTED WITH THE SHARIAH ADVISOR DURING THE

LAST FIVE YEARS.

___________________________

_________________________________________________________________________________

* Use additional sheet if required