24. Calculation of qualifying contribution periods: In calculating. the contribution period for entitlement to a benefit under this Act, periods in respect of which invalidity pension has been paid to an insured person prior to his reaching the age of sixty years, or fifty-five years in the case of a woman, or periods in respect of which maternity benefit or sickness benefit or injury benefit or total disablement pension have been paid under the West Pakistan Employees' Social Security Ordinance, 1965 (W. P. Ordinance No. X of 1965) to an insured person shall be deemed to be contribution periods to such extent as may be provided by regulations.

25. Benefit claims and payment: (1) All claims for a benefit under this Act shall be made in writing and shall be accompanied by such documents, information and evidence as to entitlement as may be provided by regulations.

(2) Payment of a benefit shall be made in such manner, and at such times and places, as may be provided by regulations.

26. Extinguishment of benefits: A right to any benefit shall stand extinguished where a claim therefor is not made within twelve months of the date on which the benefit becomes payable:

Provided that the Institution may condone the delay and admit the claim if it is satisfied that the delay was caused for reasons beyond the control of tile insured person or the survivor.

27. Suspension of old-age pension and survivor's pension: Subject to regulations, payment of old-age pension and survivor's pension shall be suspended when and so long as the insured person or the survivor's entitled to it is absent from Pakistan, except where the regulations provide otherwise.

28. Non-duplication of benefit: (1) An insured person shall not be paid for the same period more than one of the benefit provided for in this Act.

(2) Where an insured person is entitled to more than one benefit under this Act, he shall be given the higher of such benefit.

(3) Where an insured person is entitled to a benefit under this Act and to a disablement pension, under the Employees' Social Security Ordinance, 1965 (Ordinance No. X of 1965) he shall be given the higher of the two.

(4) The invalidity pension shall not be payable to an insured person so long as he receives the sickness benefit under the Employees' Social Security Ordinance, 1965 (Ordinance No. X of 1965).

29.  Benefit not attachable, chargeable or assignable: A  benefit payable under this Act shall not be liable to attachment in the execution of a decree, nor shall it be chargeable or assignable; and any agreement to charge or assign an allowance shall be void, and on the bankruptcy of an insured person, the benefit payable to him shall not pass to any trustee or person acting on behalf of his creditors.

30. Repayment of  benefit improperly received: (1) When a person has received any benefit under this Act to which he is not lawfully entitled, he shall be liable to repay to the institution the amount of the benefit in such manner as may be provided by regulations:

Provided that the institution may waive repayment of a benefit where payment thereof was not due to misrepresentation on the part of the insured person receiving it and the repayment would cause undue hardship to him.

(2) Sums due to the Institution by virtue of the foregoing sub- section may be recovered by deduction from a benefit payable under this Act.

31. Institution's right to be indemnified in certain cases: Where the contingency for which a benefit is payable under this Act was caused under circumstances creating a legal liability in some person, the Institution shall be entitled to substitute itself for the insured person in bringing a suit for damages against that person.

32. Recovery of amount due: Any amount recoverable under this Chapter may be recovered as an arrear of land revenue.

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